Our Carriers – Smart Money Financial, Inc.

CARRIER	TERM	UL	UL w/LTC or Chronic Illness	INDEX UL	WL	SUL	DI	LTC	CRITICAL ILLNESS	ANNUITY
American General	X	X	X	X						X
American National										X
Ameritas	X	X	X	X	X	X	X
Equitable (AXA)	X	X	LTC	X	NPAR	X
Global Atlantic	X	X	X	X		X
John Hancock	X	X	LTC	X		X			*Rider available on UL/IUL
Legal & General America (Banner)	X	X
Lincoln Financial Group	X	X	X	X		X		Linked Benefit		X
Mutual of Omaha	X	X	BOTH	X	NPAR		X	X	X
National Guardian Life								X
National Life Group	X		X	X	X					X
Nationwide	X	X	LTC	X	NPAR	X		Linked Benefit
New York Life	X	X	X		X	SWL				X
North American	X	X	X	X						X
Pacific Life – PL Promise	X	X	X					Linked Benefit
Principal	X	X	X	X		X	X			X
Protective	X	X	X	X	NPAR					X
Prudential	X	X	X	X		X
Sagicor	X	X
SBLI	X				X
Symetra	X	X	X	X
Transamerica	X		X	X	NPAR